The Oxford Club Offers Investment Advice to Retirees

Over 80,000 investors and entrepreneurs in the United States and around the world belong to the Baltimore, Maryland-based The Oxford Club. This club focuses on helping its members gain and protect their wealth by looking for potentially high-profit investment opportunities that have minimal risk. The Oxford Club has a financial education program called Investment U, which provides members access to e-letters, courses, conferences, and videos. Through Investment U, members can also receive investment recommendations from the club’s in-house experts.

The Oxford Club’s Chief Investment Strategist Alexander Green recently wrote an article describing how much retirees should have in cash and bonds to protect their stock investments against inflation and economic downturns. He says retirees shouldn’t be concerned about the percentage allocation of stocks, bonds, and cash they have in their portfolio. Instead, they should focus on how much they have in cash and bonds so they can cover their monthly expenses without having to cash out their stocks when the economy drops.

For example, if someone in good health retires at 65, they can expect to live another 20 to 30 years. Alexander’s recommendation for them is to set aside five years of living expenses in cash and bonds. If a retiree needs $60,000 per year to live on, then they should set aside $300,000 in cash and bonds. Bear markets tend to last around 15 months, but it may take up to three-and-a-half years for stock prices to recover. Having $300,000 in cash and bonds at the start of an economic downturn can help a retiree maintain the stocks in their portfolio, so then they can wait for stock prices to recover.

How The Roberto Santiago’s Manaira Shopping Mall is Exceptional

Roberto Santiago is respected for being one of the most influential businessmen in Brazil. Santiago is famed for being the owner of some of the largest shopping malls in the country. The biggest shopping mall from the businessman is located in Joao Pessoa, and it has won the hearts of so many people because of the quality of services it has been giving the customers. When growing up, Santiago knew that he wanted to become a successful and prominent businessman in the country.


At the moment, Roberto Santiago is fifty-six years old, and he has managed to make his dreams come true. The first mall from the businessman is known as the Manaira Shopping Mall, and it has changed the shopping experience for many people in the country and other parts of the world. The mall has clients from all over the world because of the quality of products and services it has been offering.


After completing his education at Joao Pessoa, Roberto Santiago felt that he needed to go to the university and sharpen his entrepreneurial skills. Santiago enrolled in one of the most respected higher learning institutions for his education, and he did quite well. After leaving school, most people love venturing into the corporate world so that they can acquire the experience they need in order to become successful. The businessman started working at a café that was located in Santa Rosa. However, this was short lived. In a short duration, Santiago decided that he was going to start a company.


The first venture from the businessman was a cartonnage company. The institution was quite profitable, and it assisted him to make some wealth in the competitive market. In a short duration, Santiago was able to save some money that he used to acquire a piece of land in the year 1987. The land was located in his hometown, and Roberto Santiago felt that it was going to be the ideal location for a prestigious mall.


The Roberto Santiago Mall was constructed for two years, and in the year 1989, it opened its doors to consumers. The facility has been doing so well because of several reasons. First of all, it has modern and classy features that cannot be found anywhere in the country. Most of these amenities are affordable to customers, and this is why people keep flocking the facility.


The gym and movie theaters are some of the key features that are found in the mall. Apart from being affordable, the facilities are equipped with some modern equipment that makes it perfect for the modern consumer. The mall has features that can be enjoyed by people of all ages. Families love visiting the mall because of these features.


Marc Sparks, The Entrepreneur Helping Other Entrepreneurs

Marc Sparks is a businessman and entrepreneur who has a tremendous amount of experience in the field, and who is now working towards helping people with similar goals and aspirations. He has been the mind behind several hugely successful startups that have all made it big in the industry that they are in. Using this knowledge and experience in the field, Marc Sparks has taken numerous entrepreneurial ventures and turned them into the true successes that they deserve to be. Learn more:


Marc Sparks knows that he can bring huge changes to businesses and companies. He has always wanted to help people, and use his experience to guide them on the right path. He has had numerous entrepreneurs come to him, asking for his help in their business side of things. His specialty is taking those businesses that show absolutely no potential in the industry, and turning them into something that is a huge success in society. Learn more:


Marc Sparks currently calls the city of Dallas his home and runs most of his companies out of their headquarters in the city. He is known throughout the city of Dallas for his ventures and is looked up to as a prominent business man in the area.


Setting a good plan of action is always something that Marc Sparks has lived by. He has always believed a plan of action to be one of the main factors that can lead to a company being a success in the industry. Whenever any businessman or entrepreneur comes to him for guidance, he always tries to help them formulate the right plan of action for them to follow for maximum efficiency of their company.


The field of communications is one which Marc Sparks has heavily invested into. He has had numerous start-ups in this sector, with some of his most significant companies being Blue Jay Wireless. He is also well versed in the field of marketing and advertising, which is why Splash Media, one of his startups, has been so successful in the industry. Learn more:


In addition to helping clients who personally come to him, Marc Sparks has helped thousands of entrepreneurs all over the world by publishing a book on the important principles that one should follow for a successful business. The book that he has published uses his own experiences in the field to draw parallels to different business concepts. The book is a glimpse into the life of the entrepreneurial mind that is Marc Sparks and the successful career that followed.


It’s true that Marc Sparks believes in always helping people, and does so not just in terms of business, but also to fulfill his philanthropic interests as well. He regularly donates to organizations that are working for the upliftment of underprivileged members of society. Learn more:


Don’t Be Fooled By Other Companies, FreedomPop Has The Best Services And Prices

It’s no wonder why so many people have tired of the same phone companies, it’s because of the fact that many of them are only making changes for the worse and not for better. How does it pay off to higher the prices of cell phone services that haven’t gotten any better? FreedomPop is going the opposite way by lowering the prices for cell phone services, especially the unlimited everything plan that has been around for a while and has only become more popular. Almost every cell phone company out there has some type of unlimited phone plan, even if it includes unlimited data or not.


Most people prefer to have unlimited plans because gives them all the data that they want and need, but some phone companies charge a hefty price for it. Examine a FreedomPop review that includes info about unlimited data in their unlimited everything plan for only $19.99, and the plan even comes with 1 GB of the 4G LTE data as well. With unlimited talk and text also been included in the plan, what’s not to love about it? There is even a plan that costs even less and still has unlimited services, which is the $10.99 plan with unlimited talk and text and 500 MB of data.


One can save more by going on the free plan that has unlimited text messages, 200 minutes of talk time, and 500 MB of data. With different ways to get extra data, there’s never any to worry because it can be bought or earned. FreedomPop has made available to the public different surveys and offers that can be completed to gain extra data. It’s typical for 10 MB of data to be given for every offer that’s completed, and anyone who wants to add a friend or family member as a FreedomPop customer will gain data as well.


There is also the option of simply paying for data at only two cents per megabyte, but this option may not be good for someone who knows they’ll be using a lot of data. Choose to get the Wi-Fi service from FreedomPop for five dollars per month, which is available in millions of hotspots and gives unlimited 3G and 4G Internet services. Those with the capability of using Wi-Fi services to make calls and more their cell phone can use the Wi-Fi services, which means they’ll have a complete phone service through Wi-Fi.

David Osio Steers Davos Financial Group to Greater Heights of Corporate and Social Responsibility

About David Osio


David Osio is the founder and Chief Executive Officer of Venezuelan-based Davos Financial Group. Since its inception in 1993, Davos committed to providing exceptional and excellence financial advice to its clients. Over the years, Osio has propelled Davos’ profitability; thus he has been able to position several sovereign and licensed companies in cities such as Panama, Geneva, and New York.


David Osio started his career journey in 1981 as the Chief Executive of OPED Enterprise, a coffee export program in Venezuela. Later on, Osio left for Letco Commercial Companies in an executive position. Here, he initiated the structuring of the company’s marketing programs. In 1984, Osio joined Caracas law firm MGO as the officer in charge of corporate clients such as Consolidated Bank and Ferro Corporation.




David Osio graduated from the Catholic University Andre Bello, one of the leading universities in Venezuela with honors in Law in 1988. As the leader of Davos Financial Group, Osio continues to steer the company to great heights of social and corporate responsibility.


David Osio’s Davos Real Estate Group launches a new mobile app


As the real estate industry takes a new shape, Davos Real Estate Group has launched a new mobile app to stand out the pact amid increased competition in the industry. The new mobile app, Davos Cap Calculator, will be used in estimating gains on real estate investment. For the past six months, Davos Real Estate Group has been working on the design and development of a mobile application, which will allow clients to estimate the return on investment property using their mobile devices. According to Gerard Gonzalez, the new application has been designed on the latest technology platforms. It is currently available for Android and iPhone devices. Davos Cap Calculator marks the beginning of a series of complementary applications that will be used for evaluating properties gain through mobile devices.

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With the new app, clients will be able to forward real estate reports to Davos’ agents through an interactive chat. The use of Davos Cap Calculator is in line with Davos’ business objectives of guiding clients when investing in real estate industry. As such, the new app enlightens investors when venturing into the real estate sector. Interestingly, through Davos Cap Calculator, investors can estimate the price of rent on a property to determine the property that best suits their projected income. Moreover, the new app comes with a mortgage calculator used in estimating mortgage value based on interest rates and the funding period.

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PodcastOne’s Norman Pattiz Announces The Start Of Beyond The Darkness, A New Show

Recently, PodcastOne’s founder and executive chairman, Norman Pattiz launched Beyond the Darkness. The new program explores the paranormal on the podcast network of Chris Jericho. The WWE star’s network is part of PodcastOne umbrella. It will feature enlightening as well as entertaining conversations with revered researchers. The show will challenges everything that people think they know about demons, angels, ghosts, aliens, ghouls, miracles, mysteries, and monster encounters. Radio host and author, Dave Schrader, and Tim Dennis, a radio producer, will host the show. New episodes will be released on every Monday through the PodcastOne app and iTunes.

Norman Pattiz noted that Chris has made a name for himself as one of the respected people on the PodcastOne network. When he launched The Jericho Network collection, they knew it would grow beyond wrestling. In the past, Chris has brought forth comedians. With Beyond the Darkness, he now takes people into the paranormal. This new experience is expected to attract a huge audience.

Chris asserted that he was happy to announce the introduction of Beyond the Darkness podcast to the Jericho Network. He also noted that Tim Dennis and Dave Schrader are at the peak of the paranormal broadcasting. They have a huge fan base that trust and believe in their work. Chris pointed out that he expects Beyond the Darkness to expand its already huge following on the network and provide them with insights on different topics.

About Norman Pattiz

Norman Pattiz is Westwood One’s founder. He is known to be a transformative leader. Under his leadership, Westwood One became the largest radio network in America. It also became the leading provider of sports, news, talk of traffic and entertainment programming for the broadcast Industry. Westwood One managed, distributed, and owned NBC radio networks, the Mutual Broadcasting System, CNN radio, NCAA Basketball, NFL Football, and plus March Madness. It also administered the winter as well as summer Olympics and the Super Bowl.

In 2010, he established Courtside Entertainment Group. PodcastOne and PodcastOne Sales are his latest ventures. They are the leading corporations in national podcast marketing and sales. In 2000, Pattiz was appointed to serve on the United States of America’s Broadcasting Board of Governors by President Clinton. President Bush reappointed him to the position in 2002. He is responsible for inaugurating Americas Arabic Language radio and television services. He serves as the chairman of Lawrence Livermore and Los Alamos National Security Laboratories.

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Reference Link



Interest in Brazil’s Real Estate Market Shoots Up


Every cloud has a silver lining. Brazil is reaping the benefits of low real estate prices as global investors flock to its market for business. They have made a beeline for Brazil’s capital-studded markets to strike deals with construction companies developing building real estates in the Latin America’s biggest economy.


The increasing interest in Brazil’s real estate business is surprising mainly because the country’s economy has been stricken by a mixture of weak demand coupled with political turmoil. The international economic downturn has made the economy enter twice in a recession. During the same time, grievous corruption charges crashed the government of President Dilma Rousseff. The net aftermath has been a slowdown in the real estate industry, which earlier boomed after being fueled by credit inflows. Earlier in 2016, rating firm Fitch announced that for every 100 units in Brazil’s real estate market, at least 41 were returned to developers unpaid. The company estimated the impact from these moves to be in the bracket of $1.54 billion in 2016 only.


Kenneth Caplan, the Chief Investment Officer at Blackstone, said that this provided investors a golden opportunity to buy at a throw price because Brazil is particularly stressed due to low economic performance as well as political uncertainty. The ugly situations tend to present good opportunities in the end.

To be certain, investors in Brazil’s real estate sector are also hedging their risks by planning long-term. For example, as per a WSJ report, Tishman Speyer has completely built an office complex in Rio De Janeiro with equity. Investors now have the luxury to be patient and also to think long term. That is the argument of the firm’s CEO, Rob Speyer.

About Construcap

Construcap is among the most successful construction companies in Brazil that are enjoying the current turn of events. Construcap’s Management focuses on the continuous development of activities and people as well as refining commitment to its customers. Also, the firm emphases on the provision of sustainable construction projects and has utmost respect for the environment.

This company is active in both the private as well as the public construction markets including energy and Infrastructure industries. The company’s processes follow on the Integrated Management System and are substantially certified by the respective bodies.  Construcap is involved in building a new Futebol stadium, and they’re also managing the construction of a brand new Fiat factory.

Why Independent and Remote Workers Prefer a Shared Office Space

More companies are outsourcing jobs to people who work from home. These home-based employees have now joined the ranks of independent contractors who typically work alone. Recent studies have shown the home atmosphere is not as conducive to productivity as a shared office space. The professional atmosphere found in co-working spaces give workers a better sense of responsibility, which in turn makes what they do more meaningful.

These studies also showed an increase in intent and ambition, which led to an increase in productivity. People from all types of industries feel more comfortable working in a professional office environment. The individuals who chose to work in the shared office spaces also found it beneficial to work in an environment with other people. This gave them the opportunity to share ideas, gain new insights and socialize without the stress of worrying about inter-office politics or reprimands.

Co-Working Spaces in New York City

Workville NYC offers shared office spaces for people living in or traveling through the New York City area. Utilizing an open concept design, these luxury offices cater to the needs of today’s tech savvy worker by providing on-site printers and free WiFi. Cleaned daily, the co-working spaces available from Workville also provide people with desirable amenities such as fresh brewed coffee, comfortably furnished lounge areas and a fully equipped cafe. Workers can also take advantage of the daily mail service and independent phone lines so they never have to miss a deadline.

Manhattan offices for rent offered through have several locations. They make it easy to commute to work from anywhere in the city. It also provides workers with magnificent views of the city from any of the three adjacent outdoor terraces. Workville NYC also makes it easy for people to access their co-working spaces at times that are convenient to their busy schedules by providing 24-hour access. They also offer leasing options designed to fit the needs of different jobs. People can rent space by the month, week, day or hour. They also have private offices, conference rooms and meeting rooms available for rent as well.

Shaygan Kheradpir To Serve As The New Steward Of Coriant

Recently, Shaygan Kheradpir was named as the new chief executive officer of Coriant. Shaygan shall be filling a position that was originally held by Pat DiPietro. Pat shall be the new vice chairperson. He will also return to Marlin Equity Partners to continue with his role as an operating partner.

Marlin Equity Partners played a pivotal role in building Coriant. The entity managed to create the optical transport vendor by bringing together a section of Sycamore Networks, Tellabs and the optical unit of Nokia. Shaygan is not walking into his role blindly. This is because he has been maintaining rapport with the senior management of team of the corporation. Since the beginning of the year, Shaygan has been working closely with Coriant’s management team by virtue of serving as an operating executive at Marlin Equity Partners.

According to Coriant, Shaygan is a successful technology expert and shrewd business leader. He has expansive experience in the financial services, technology and telecom industries. When assuming his new role as the vice chairman, Pat was quoted as saying that the fraternity Coriant was honored to have Shaygan serve as the new CEO. He continued to say that the experienced executive would help guide the vendor to the next level of growth. Coriant’s rivals are expected to make the most of the recent appointment. This information was originally mentioned on Light Reading’s website as explained in the following link

About Shaygan Kheradpir
For over 28 years, Shaygan has held various executive positions in different corporations. The qualified engineer started his career at GTE Company. Because of his hard work and tangible results, Shaygan was appointed to serve as the executive vice president of Verizon. He also doubled up as the chief information officer of the same corporation. As a team member of the Verizon’s executive leadership, Shaygan drove systems modernization, innovation and efficiency. In addition, Shaygan pioneered product initiatives, which included FiOS. This program is considered to be among the largest in the history of the United States. The FiOS program used more than $20 billion in capital investment.

Shaygan worked at Barclays bank as the technology and operations officer. His record of accomplishment saw him serve in the bank’s executive committee. At the bank, Shaygan was instrumental in creating the TRANSFORM program. Through the program, he managed to align the bank with the technologies, innovation and leadership of the 21st century. More than 150,000 employees were involved in implementing the program across 50 countries. Shaygan graduated from Cornell University with an undergraduate degree, postgraduate degree and PhD in engineering. He has many patents that spans across the media, payments and telecom. This information was originally published on Shaygan Kheradpir’s website as highlighted in this link

Follow his Twitter feed: @ShayganK

The Innovation of Bob Reina


The first step to innovation is finding a problem. Then the next step is coming up with a solution to the problem. Bob Reina has went through many steps in order to get the online solution to the issue that marketers were faced with when ti comes to making sales. Bob Reina introduced Talk Fusion to the world. Talk Fusion is a very innovative piece of software because it allows marketers to use video for a more effective campaign that helps them reach their business goals. If there is one aspect of business that makes success a greater likelihood, it is that there seems to be a will to help others.

Bob Reina is an entrepreneur that is willing to help other entrepreneurs. One of his passions is helping out people that are at a disadvantage. He is especially about seeing entrepreneurs succeed. One good thing is that entrepreneurs come in all walks of life. Entrepreneurs can come from any level of income. The further down they start, the more of an inspiration that they will be to others. In fact, Bob Reina released Talk Fusion primarily as a means to do video marketing for people who are trying to make money through online marketing.

Bob Reina’s heart for giving is part of what makes him so successful. He has made generosity a large part of the culture of Talk Fusion. He has spent tons of hours doing work for many different charitable causes in order to serve people who are faced with different types of problems. He is involved in many cause in his local community as well as throughout the globe. He has also provided funding to animal causes so that the animals could be given the care they need. Bob Reina is working overtime in order to bring a positive change to the world.