The Oxford Club Offers Investment Advice to Retirees

Over 80,000 investors and entrepreneurs in the United States and around the world belong to the Baltimore, Maryland-based The Oxford Club. This club focuses on helping its members gain and protect their wealth by looking for potentially high-profit investment opportunities that have minimal risk. The Oxford Club has a financial education program called Investment U, which provides members access to e-letters, courses, conferences, and videos. Through Investment U, members can also receive investment recommendations from the club’s in-house experts.

The Oxford Club’s Chief Investment Strategist Alexander Green recently wrote an article describing how much retirees should have in cash and bonds to protect their stock investments against inflation and economic downturns. He says retirees shouldn’t be concerned about the percentage allocation of stocks, bonds, and cash they have in their portfolio. Instead, they should focus on how much they have in cash and bonds so they can cover their monthly expenses without having to cash out their stocks when the economy drops.

For example, if someone in good health retires at 65, they can expect to live another 20 to 30 years. Alexander’s recommendation for them is to set aside five years of living expenses in cash and bonds. If a retiree needs $60,000 per year to live on, then they should set aside $300,000 in cash and bonds. Bear markets tend to last around 15 months, but it may take up to three-and-a-half years for stock prices to recover. Having $300,000 in cash and bonds at the start of an economic downturn can help a retiree maintain the stocks in their portfolio, so then they can wait for stock prices to recover.

Marc Sparks, The Entrepreneur Helping Other Entrepreneurs

Marc Sparks is a businessman and entrepreneur who has a tremendous amount of experience in the field, and who is now working towards helping people with similar goals and aspirations. He has been the mind behind several hugely successful startups that have all made it big in the industry that they are in. Using this knowledge and experience in the field, Marc Sparks has taken numerous entrepreneurial ventures and turned them into the true successes that they deserve to be. Learn more:


Marc Sparks knows that he can bring huge changes to businesses and companies. He has always wanted to help people, and use his experience to guide them on the right path. He has had numerous entrepreneurs come to him, asking for his help in their business side of things. His specialty is taking those businesses that show absolutely no potential in the industry, and turning them into something that is a huge success in society. Learn more:


Marc Sparks currently calls the city of Dallas his home and runs most of his companies out of their headquarters in the city. He is known throughout the city of Dallas for his ventures and is looked up to as a prominent business man in the area.


Setting a good plan of action is always something that Marc Sparks has lived by. He has always believed a plan of action to be one of the main factors that can lead to a company being a success in the industry. Whenever any businessman or entrepreneur comes to him for guidance, he always tries to help them formulate the right plan of action for them to follow for maximum efficiency of their company.


The field of communications is one which Marc Sparks has heavily invested into. He has had numerous start-ups in this sector, with some of his most significant companies being Blue Jay Wireless. He is also well versed in the field of marketing and advertising, which is why Splash Media, one of his startups, has been so successful in the industry. Learn more:


In addition to helping clients who personally come to him, Marc Sparks has helped thousands of entrepreneurs all over the world by publishing a book on the important principles that one should follow for a successful business. The book that he has published uses his own experiences in the field to draw parallels to different business concepts. The book is a glimpse into the life of the entrepreneurial mind that is Marc Sparks and the successful career that followed.


It’s true that Marc Sparks believes in always helping people, and does so not just in terms of business, but also to fulfill his philanthropic interests as well. He regularly donates to organizations that are working for the upliftment of underprivileged members of society. Learn more: